TZUR vs BlueWallet

Both wallets keep your keys on your device, sign transactions locally, and require no account. Both are Bitcoin-only and use BIP-39 recovery phrases with BIP-84 Native SegWit addresses, which means moving between them is a matter of typing twelve words. Both connect to the network through Electrum-style servers and let you set or adjust fees. For a person who wants to hold and send bitcoin without a company in the middle, either is a legitimate choice.

BlueWallet has been in the App Store and Play Store for years, is open source under a permissive license, and runs on iOS, Android, and macOS. It supports watch-only wallets for monitoring cold storage, multisig vaults for shared or high-value custody, and signing with hardware wallets via PSBT. Lightning is available when you connect it to your own LNDHub node. If you want those features, or you specifically want to read the code, BlueWallet is the stronger fit.

• Free and open source
• Watch-only and multisig
• Hardware wallet signing
• Lightning through your own node
• iOS, Android, and macOS

BlueWallet's interface is translated into more than 30 languages, but its recovery phrase is English only, and its documentation confirms that non-English mnemonics cannot be imported. TZUR generates and restores the BIP-39 phrase in 31 languages, always alongside the English version, from the same seed. For anyone whose first language is not English, that is the difference between copying twelve familiar words and twelve foreign ones at the most important moment in the wallet.

TZUR also ships with the BlockSight.Live block explorer inside the app. You can check a transaction, an address, or the current block without leaving the wallet or pasting your addresses into a third-party explorer website. BlueWallet links out to external explorers for the same job.

• Recovery phrase in 31 languages plus English
• BlockSight.Live explorer built in
• No in-app monetization: one-time purchase
• BIP-39 passphrase support and fee bump on stuck transactions

BlueWallet is free. TZUR is a one-time purchase of $59.99 on the App Store, with no subscription and nothing sold inside the app. Both models are honest; they simply answer the question of who pays differently. Free open-source software is funded by its contributors and by the goodwill of its ecosystem. A paid wallet is funded by its users, which keeps the roadmap pointed at them. If price is the deciding factor, BlueWallet wins. If you value the recovery phrase in your language and an explorer in the wallet, that is what the price buys.

This is the honest weak point of TZUR against BlueWallet. BlueWallet's code is public and has been reviewed by many people. TZUR is proprietary: the source is not published. What TZUR does publish is the standards it follows (BIP-39, BIP-32, BIP-84), the security model, the company behind it (BlockSight OÜ, Estonia), and the 31 BIP-39 wordlists as open source, which were also submitted as a formal proposal to the Bitcoin development community. Your phrase is never locked to TZUR. If auditable code is a requirement for you, choose BlueWallet.

Choose BlueWallet if you want free, open-source software, watch-only or multisig features, hardware wallet signing, or Lightning through your own node, and you are comfortable with an English recovery phrase.

Choose TZUR if you want the recovery phrase in your own language, an explorer inside the wallet, a one-time price with nothing sold in the app, and a Bitcoin-only wallet designed to be understood by people who are new to it. Many people use both: BlueWallet for a watch-only view of cold storage, TZUR for everyday bitcoin in their language.